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Maintenance Ruby 3.3 gets fixes, but no new features. Switch to Ruby 4.0 →

instance method

NilClass#to_d

nil.to_d → bigdecimal

Returns nil represented as a BigDecimal.

Example
require 'bigdecimal'
require 'bigdecimal/util'

nil.to_d   # => 0.0
See also #to_c #to_f #to_a #to_h also in 3.2 · 3.1 · 3.0